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Financial Literacy Month 2015: The Steps To Financial Wellness

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Donell Edwards, Blogger

DONED2014 SmallAbout Donell Edwards: Donell Edwards is President of CWR Media and is also founder and publisher of The College World Reporter (CWR) magazine and CWR World News & Information Service.  He is also a professional speaker, freelance writer, and entrepreneur.


We’re Celebrating Financial Literacy Month

Know Your Money
Wednesday – April 1, 2015

Financial Literacy Month
The Steps to Financial Wellness
By Donell Edwards  

Today is the beginning of Financial Literacy Month, and there is only one way to say this; Americans are in serious trouble when it comes to financial literacy.  This is not an exaggeration, it is not being overly dramatic,  it is just the brutal truth supported by countless studies and reports.  The purpose of Know Your Money Global (KYMG) and our blog is to heighten awareness of this monumental issue, and to provide solutions, information, tools, and resources to help readers change their approach to personal money management and how they think about managing money.

During Financial Literacy Month this year KYMG will continue to feature the Thirty Steps To Financial Wellness program developed by Money Management International to provide readers with a step-by-step process to develop the skills they need to become more financially literate.  Each day we will feature one of the steps from the program.  In addition, we will also feature outstanding and informative articles from finance professionals and articles and posts from contributing writers.

We found an article that is a perfect to begin our promotion of Financial Literacy Month from June 2014 from CNBC written by Kathleen Burns Kingsbury entitled, Americans Need A Financial Wake-Up Call.  We strongly recommend this article to our readers, especially any who may have doubts about how severe the financial literacy problem in America is.  Ms. Kingsbury begins her article by making a very insightful statement that is at the heart of this problem for so many people , “You know what steps to take to improve your finances but you fail to take them.”  So, a major part of the problem is not a lack of knowledge, but rather a lack of discipline.

Whatever your financial condition may be, we encourage you to make the commitment now to use this Financial Literacy Month to become more financially literate by reading the recommended articles, and by visiting the Money Management International and other recommended websites, and each day at least reviewing the featured step from the Thirty Steps to Financial Wellness program.


Businesswoman with Arms Outstretched


Today’s Financial Wellness Step from Thirty Steps To Financial Wellness developed by Money Management International:

Commit to Change

Take the Pledge


If you have questions or need help we are just an email away.  Send your questions to Info@KnowYourMoneyGlobal.com  


We Would Like To Hear From You.  Are There Any Brave Souls Out There Willing To Share? If you would like to share with our readers how “bad” spending habits have affected you, anonymously or otherwise, for our upcoming special, “Confessions Of Spendaholics,” please send your experience to info@knowyourmoneyglobal.com.  


Follow us on Twitter for more information about personal money management https://twitter.com/Kn0wY0urM0ney  


Disclaimer:  I have a Bachelor of Business Administration degree but I am not a financial adviser.  However, I have acquired years of knowledge about personal money management through my life experience working through my own personal finances that allows me to share that knowledge with readers of Know Your Money.  The Know Money Blog posts written by me are my own opinions and are for informational use only.  Although my blog includes contributions from experienced financial professionals, please make your own financial decisions based on personal research or contact a financial adviser.

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